SMS Banking

What is SMS Banking?

SMS banking is a technology-enabled service offering from banks to their customers, allowing them to operate selected banking services over their mobile phones using SMS messaging. These include services such as Balance Check and Funds Transfer.

How can I be eligible to use SMS banking service?

1. Be a BSP account holder.

2. Register with the SMS Banking service – Application forms are available from all BSP branches

 Can I use my bemobile phone to use this service?

Yes, currently bemobile offers this service with Bank South Pacific (BSP) only.

What kind of banking services are available with BSP SMS banking via bemobile?

bemobile offers 2 kinds of services with BSP SMS banking:

1. Balance Check – Checking your BSP Account balance.

2. Funds transfer -  Transferring money in between norminated BSP accounts.

How do I use my bemobile phone to  check my BSP bank account balance via SMS banking?

You can check any account you have as long as you have registered with BSP SMS Banking.

For example, if you have a BSP Kundu Card account, you can check your current balance and available balance by SMS using your bemobile phone.

Here’s how…

• On your phone Menu, click on bemobile Services

• A prompt will pop up showing English or Pidgin. Select your preferred language setting. Eg; select English

• Next prompt will show two options- bemobile Service and SMS Banking. Select SMS Banking

• Key the word “Bal” followed by the account number that you want to query

• To obtain the balance of the first account the customer can simply text “Bal” or send a blank SMS

• Send the message to 16277

• SMS Banking will respond with your current account balance and available balance

How do I use my bemobile phone to perform a Money Transfer with BSP SMS banking?

This service allows you to transfer money to your other BSP accounts or other nominated BSP accounts. Note that all these accounts must be the nominated accounts you had registered with SMS Banking upon initial application.

For example: Jack has a BSP Kundu Saver account and BSP Cheque account. Upon applying for the service, Jack discloses both his account numbers, his mum and his dad’s account numbers. This service will allow Jack then to transfer money from his Kundu Saver to his Cheque account and if he wants to send money to his parents, he can also just transfer the funds just by SMS to either his mum or his dads account. 

Here’s how…

• On your phone Menu, click on bemobile Services

• A prompt will pop up showing English or Pidgin. Select your preferred language setting. Eg; select English

• Next prompt will show an option of bemobile Service and SMS Banking. Select SMS Banking

• BSP Bank will appear as your only option

• Next prompt will show Query and Money Transfer. Select Money Transfer

• A pop up box asking for your SMS Tag will appear. The SMS tag should be the one stated on your initial SMS bank application.

Example:  MUM for your mothers BSP account number, DAD for your fathers BSP account number.

• Type in Pay, allow space then type the SMS tag, followed by space and then type in amount

Example: Pay MUM 30

• Send message to 16277

• SMS Banking responds with a confirmation code eg; P001041

• Customer is to reply with this code to confirm transfer request

• Send message to 16277

• SMS Banking responds with a transaction number eg; P103556